Indianapolis Health Insurance
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National Health Care Reform:
Being extensively litigated
To be fully implemented 2014
Premiums WILL increase
$88,000 / year or less get tax credits
Establishes Health Insurance Exchanges
Fined or imprisonment for no coverage!
How much should you be saving on Health Insurance?
 
Are you uninsurable in Indianapolis?

There are some alternatives to be aware of:

Group Health Insurance. Employer or group plans are nothing new, but some carriers will allow you to form a group of one or two if you are self employed.

Trade Associations or Chambers of Commerce. Sometimes you will find a trade group that also offers a group insurance plan. Rare but not unheard of. Worth investigating if you are uninsurable.

Indiana's Medicaid Program. Indiana residents under the age of 65 who are blind or disabled may be eligible to receive health coverage under Indiana's Medicaid program. A person who is determined by the State Medicaid Medical Review Team to be disabled for at least the next12 months can be be eligible for Medicaid if income and asset guidelines are met.

If you need Health Insurance, get FREE Instant Quotes at eHealth. They will give you the prices from dozens of companies they have agreements with. The rates come up within two screens. But to submit an actual application takes about 10 minutes.

The Healthy Indiana Plan. HIP is no longer adding childless adults to the program; They are enrolling caretaker adults and they are still accepting applications to be added to the waiting list. The Healthy Indiana Plan (HIP) will provide health insurance for uninsured adult Hoosiers between 19-64 whose household income is between 22 - 200% of the federal poverty level (FPL), who are not eligible for Medicaid. Eligible participants must be uninsured for at least 6 months and cannot be eligible for employer-sponsored health insurance.

The HIP plan covers individuals who do not live with a dependent child, and parents who earn up to approximately $44,000 annually for a family of four, have been uninsured for six months and do not have access to insurance through their employer. There is no asset test.  HIP may require you to pay a small monthly fee based on the amount of your income. HIP does not cover vision, dental or maternity services.

Hoosier Healthwise. Families with children and pregnant women who meet financial guidelines are eligible for health coverage under Hoosier Healthwise. For example, if you earn below $288 a month for a family of three, are a parent or caretaker of a child who lives with you, and have assets below $1,000, you may be eligible for coverage without paying a premium or other required monthly payment. Additional benefits are available such as dental and vision services.